Working capital loans and merchant cash advances from $15K to $1.5M. No collateral. No long forms. Decision in your hands within hours.
We designed our process to respect your time — no bank visits, no weeks of waiting.
Share a few details about your business, annual revenue, and funding goals. Simple application — no tax returns required to start.
Our underwriting team reviews your profile and presents matched working capital loan options, merchant cash advances, or lines of credit — all with clear, transparent terms.
Choose your funding structure and receive your capital. Most small businesses receive funds within 1–2 business days. Same-day funding available for qualifying applicants.
Manage cash flow and operating expenses with predictable payments. Fast access to funds — no lengthy bank process required.
Access a revolving business line of credit and only pay for what you use. Ideal for managing variable expenses and seasonal gaps.
Upgrade equipment without draining reserves. Finance the tools your team needs to grow — fixed, predictable payments.
Cover short-term cash flow gaps while waiting on long-term financing, incoming receivables, or contract payments.
We serve the businesses traditional lenders overlook — and we make the process actually honest.
Estimates are indicative. Actual rates depend on your eligibility profile.
Real business owners share what working with us actually felt like.
"We needed capital fast to cover a supply order before a big season. FundHouse got us approved in under 6 hours — no hoops, no surprises."
"The terms were actually clear for once. I've worked with three other lenders and none of them explained our payments as plainly as FundHouse did."
"We used the line of credit to bridge a gap between invoices. The flexibility let us keep operations running without stress. Would absolutely use again."
Clear answers about working capital loans, merchant cash advances, and what to expect from the FundHouse process.
Can't find what you're looking for?
Most businesses receive funds within 1–2 business days after approval. Same-day funding is available for qualifying applicants who apply before noon and meet all documentation requirements.
No. Checking your eligibility is a soft pull that has no impact on your credit score. You'll see how much you qualify for before any hard inquiry is made.
We work with businesses across most industries including retail, service, wholesale, manufacturing, and more. All credit profiles are considered. We look at overall business health, not just your credit score.
Most applications require 3–6 months of bank statements and basic business information. We don't require tax returns to start — just a clear picture of your revenue.
Loan amounts range from $15,000 to $1,500,000 depending on your business revenue, time in business, and funding history. Most approved businesses qualify for $50,000–$250,000.